Independent Insurance Broker

Find the Medicare Plan That's Right for You

Navigating Medicare and Medicaid can feel overwhelming. We compare plans from all major carriers — so you don't have to — and guide you to the coverage that fits your life.

Comparing 20+ major carriers
No cost to you
No pressure, ever
Happy senior couple enjoying retirement with confidence

20+

Major Carriers
Compared

Independent & Unbiased

We are not tied to any single insurance company. Our only loyalty is to finding the plan that truly serves you best.

Medicare & Medicaid Specialist

Senior healthcare coverage is all we do. Our deep expertise means you get guidance from someone who knows every plan inside and out.

No Cost to You

Our services are completely free. Insurance carriers compensate us — so you receive expert, personalized guidance at zero expense.

Simple Process

How We Find Your Perfect Plan

Three straightforward steps — and we handle all the complexity for you.

01

Tell Us Your Needs

Share your health priorities, budget, and preferred doctors. We listen carefully to understand what matters most to you.

02

We Compare All Major Carriers

We analyze plans from 20+ top insurance carriers side by side — benefits, costs, networks, and coverage details.

03

You Choose the Best Fit

We present your top options in plain language. You make the final decision — with full confidence and no pressure.

Insurance advisor meeting with senior clients
Why Choose Us

A Trusted Advisor in Your Corner

Most seniors are presented with only one or two plan options. We believe you deserve to see the full picture. As an independent broker, we work for you — not the insurance companies.

  • Access to Medicare Advantage, Supplement, and Part D plans
  • Medicaid and dual-eligible (Medicare + Medicaid) plan expertise
  • Annual plan reviews to ensure you always have the best coverage
  • Plain-language explanations — no jargon, no confusion
Our Network

Comparing Plans from All Major Carriers

We have relationships with the nation's top insurance providers so you get access to every option available in your area.

Humana
Aetna
UnitedHealthcare
Cigna
Blue Cross Blue Shield
Anthem
Wellcare
Molina Healthcare
Centene
Kaiser Permanente
+ Many More
"
I was completely lost trying to understand my Medicare options. Smith Stone Advisory Group walked me through everything, compared plans from several carriers, and found me a plan that saved me over $200 a month. I couldn't be more grateful.

Margaret T.

Retired Educator, Age 72

Schedule Your Free Consultation Today

No pressure. No obligation. Just clarity.

Our services are always free to you. Carriers compensate us directly.

Smith Stone Advisory Group

Independent Medicare & Medicaid insurance broker serving senior citizens. We compare plans from all major carriers to find your perfect fit — at no cost to you.

Contact Us

(980) 257-2331[email protected]
Serving clients nationwide

© 2026 Smith Stone Advisory Group. All rights reserved.

Smith Stone Advisory Group is an independent insurance broker. We are not affiliated with or endorsed by Medicare, Medicaid, or any government agency. Plan availability varies by location.